Fee Free Mortgage Advice

Our business model is simple.   We provide great service to our cleints which results in us obtaining most of our new clients through referrals.  This means we do not incur any significant marketing or advertising costs and as such we do not have to charge our clients a broker fee for the service we provide.


About Us

Thank you for visiting our website. My name is Ian McFarlane and I am the Principal Consultant with Bespoke Money. I set up Bespoke Money in 2008 with the goal of continually exceeding client expectations in providing friendly and professional mortgage advice.  I am qualified to provide mortgage advice through obtaining the Financial Planning Certificate and also the Certificate of Mortgage Advice and Practice with the Chartered Institute of Bankers in Scotland.

Rachel McDonald is our Client Services Manager who works behind the scenes enhancing the client experience and managing the administrative functions within the firm.  Rachel has a wealth of customer service experience and is currently studying through The London Institute of Banking and Finance.

We are not tied to any particular lender and are a member of one of the UK’s largest networks which means we have access to a comprehensive range of mortgages from across the market including some exclusive products from various lenders.  We can also take advantage of market leading technology which is updated on a daily basis.  This is pretty important at present as over the past few years the mortgage industry has gone through dramatic changes.  Lenders are continuously changing their lending criteria and at times funding can be limited.  We work with first time buyers, people looking to move home, clients looking to refinance or just simply looking for a better deal.


How We Work

We will work whatever way suits you best.  Geographically, we cover the East Coast of Scotland.   We will meet you at a time and place that is convenient for you.  We find most clients want us to meet them at their home.  If you need to move quickly on a property or require to remortgage fast we can normally get a mortgage agreed in principle for you the same day.  Our philosophy is not just to provide a one-off mortgage advice solution, but to assist you throughout the term of your mortgage.



We have in place the capability to provide all aspects of our advice and service functions remotely through periods of social distancing.  During these unprecedented times the need for professional advice and guidance has never been so relevant.  We are here as always to support our existing clients and we are also happy to offer any support and assistance to new clients.


We approached Ian at Bespoke Money as he came highly recommended from good friends.  Ian has provided us with great advice and took care of all the paperwork with the mortgage lender.   Things happened really fast and we received our mortgage offer in less than two weeks which put our minds at ease.  Ian kept us updated on progress throughout the whole process and was always on hand to give us advice, guidance and re-assurance.    Another great reason to use Bespoke Money is that they did not charge us for their service.   We are delighted with the service and would highly recommend them to friends and family – Mr & Mrs Harrison


Call 0800 141 2654 or message me on whatsapp 07980 545120

or leave your details below and we will contact you


I/We expressly consent to being contacted without prior notice or arrangement by using the contact details I/We have provided on the form and further consent that such contact may be in relation to (a) my/our mortgage arrangements and/or (b) other products and services.                                         Privacy Policy

Bespoke Money is a trading name of Ian McFarlane.  Ian McFarlane is an appointed representative of PRIMIS Mortgage Neywork.   PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

The Financial Conduct Authority does not regulate some forms of Buy to Let.

This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances.

Barry Business Centre | Main Street | Barry | Carnoustie | DD7 7RP